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Not a budget app. Your Dream Companion.

Track less. Dream more. Achieve faster.

Set goals in minutes

Track progress easily

Achieve your dreams

New Scooter

Dream Goal

56% Complete
₹38,500 saved ₹70,000 goal

You're just ₹3,150 away from your monthly target!

Keep going! Just skip 3 restaurant meals this month.

Dream Planning

Plan your dreams with precision and watch them come to life. Our intuitive tools help you visualize and achieve your financial goals.

Goal Wizard 🧙‍♂️

1

Goal Type

2

Amount

3

Timeline

4

Confirm

What kind of dream are you planning?

Your Dream Progress 🎯

New Scooter

By Dec 2023

75%
₹60,000 saved ₹80,000 goal

Amazing progress! You're just ₹20,000 away from your dream scooter. Keep going!

Wedding Fund

By Jun 2024

35%
₹175,000 saved ₹500,000 goal

Dream Diary 📖

Why I'm saving for a new scooter

Highest Priority

I need the scooter to save 2 hours of commute time daily. This will help me spend more time with family and start my evening tuition classes, which will add ₹5,000 to my monthly income.

Dream visualization
Dream visualization
+2
Last updated: 2 days ago

Smart Auto-Distribution

Monthly Allocation

₹12,500

30% of your income

Adaptive Smart Flex Plan

Activated
Automatically adjusts based on your income & expenses

Priority Goal

New Scooter

Receiving 60% of allocation

Allocation Breakdown

Scooter - 60%
Wedding - 25%
Emergency - 15%

Based on your spending patterns and income cycle, we've optimized your savings allocation for maximum goal achievement.

Expense Tracking

Track your expenses effortlessly with smart automation and insightful reports that help you reach your dreams faster.

Monthly Overview

Total Income

₹42,500

Total Expenses

₹30,000

Savings

₹12,500

Expense Breakdown

₹30,000
Essentials - 35%
Housing - 25%
Transportation - 20%
Entertainment - 15%
Others - 5%

Entertainment spending exceeds budget!

You've spent ₹4,500 on entertainment this month, which is ₹1,500 above your budget. This could delay your scooter dream by 2 weeks.

Recent Transactions

Grocery Shopping

Today, 10:30 AM

-₹2,450

Movie Tickets

Yesterday, 7:15 PM

-₹800

Salary Credit

Jul 01, 2023

+₹42,500

Smart Transaction Detection

Automatically captures your spending from bank SMS, UPI, and payment apps without any manual entry.

Bank SMS UPI PhonePe GooglePay

Voice-to-Text Entry

Simply speak your expenses in your preferred language. We support Hindi, English, Marathi and other regional languages.

Personalized Weekly Reports

Get insights on your spending patterns with trend analysis and suggestions to reach your dreams faster.

Week 1
Week 2
Week 3
Week 4

Motivational Nudges

Smart reminders and gamified progress tracking to keep you motivated on your journey to achieving your dreams.

Your Mova Score

Excellent
86 Out of 100

Consistent savings for 5 weeks in a row!

Spend tracking completion rate: 94%

Your Achievement Badges

Dream Setter

Created 3 dreams

Savings Master

Saved ₹10,000

Expense Tracker

Tracked for 30 days

First Goal Achieved

Locked

Finance Guru

Locked

More Coming!

Stay tuned

Smart Notifications & Nudges

Almost there!

You're just ₹2,800 away from your new phone! Skip dining out twice this week to reach your goal.

Milestone Unlocked! 🎉

₹10,000 milestone reached! Claim your ₹100 mobile recharge cashback from our partner.

Weekend Challenge

Complete a no-spend weekend and earn 50 bonus points toward your Mova Score!

Savings Habit Tracker

Mon
Tue
Wed
Thu
Fri
Sat
Sun
Today
Current Streak: 17 days
Personal Best! 🔥

Plans & Pricing

Choose the perfect plan to turn your dreams into reality. Start with our subsidized trial and experience the full power of mova.

Free

Basic
₹0 /forever

Perfect for beginners who want to start their financial journey.

  • Basic expense tracking
  • 1 financial goal
  • Simple transaction history
  • Auto-detection of transactions
  • Dream Diary & visualization
  • Smart auto-distribution
Popular

1-Month Trial

Subsidized
₹49 ₹199 /month

Experience all premium features at a highly subsidized price.

  • Everything in Free
  • Up to 5 financial goals
  • Auto-detection of transactions
  • Voice-to-text entry
  • Dream Diary & visualization
  • Basic smart auto-distribution

Premium

Best Value
₹149 /month

Unlock your full potential with our comprehensive premium features.

  • Everything in Trial
  • Unlimited financial goals
  • Advanced Smart Flex Plans
  • Personalized financial insights
  • Dream Milestone Marketplace access
  • Priority customer support

Detailed Feature Comparison

Feature Free 1-Month Trial Premium
Number of Financial Goals 1 5 Unlimited
Expense Tracking Basic Advanced Advanced
Auto-detection
Voice Entry
Dream Diary
Smart Flex Plans Basic Advanced
Motivational Nudges Limited Full Full + Personalized
Dream Marketplace Access Limited Full Access
Multi-language Support

Frequently Asked Questions

Smart Notifications & Intelligence Engine

Stay ahead with personalized alerts that help you achieve your financial goals and keep your dreams on track.

Financial Workshop Alert

Free budget planning workshop happening near you this weekend. Tap to RSVP!

Scam Alert

Watch out for fake UPI verification messages circulating in your area. Never share your OTP.

Goal-Based Recommendation

Based on your college fund goal, a monthly SIP of ₹2000 could help you reach it faster!

How Our Smart Alerts Help You

Location-Based Alerts

Discover financial literacy workshops and events happening in your area.

Financial Literacy Content

Get curated recommendations for webinars, podcasts, and articles based on your goals.

Security & Scam Alerts

Stay protected with timely warnings about financial scams and frauds.

Financial Tool Recommendations

Get personalized suggestions for SIPs, insurance, and investment options aligned with your dreams.

Multi-language Support

Receive notifications in your preferred language, including Hindi, Marathi, and more.

Your financial companion that learns and adapts to your needs

💸 Expense Alerts
🎯 Goal Reminders
🔒 Security Updates
📊 Market Insights
🎓 Learning Resources

Dream Milestone Marketplace

Turn your achieved financial goals into exciting rewards and special offers tailored just for you.

Electronics
Smartphone reward

₹2,000 Off on New Smartphone

When you reach your ₹25,000 savings goal

Popular

1,248 claimed

Partner: FlipKart

Education
Education reward

20% Off on School Fees

When you reach your ₹50,000 education goal

New

582 claimed

Partner: National School Network

Travel
Travel reward

₹3,500 Off on Flight Tickets

When you reach your ₹40,000 travel goal

Limited

924 claimed

Partner: MakeMyTrip

Insurance
Insurance reward

30% Off Health Insurance

When you reach your ₹15,000 health goal

New

476 claimed

Partner: Star Health Insurance

Electronics
Scooter reward

₹5,000 Off on Electric Scooter

When you reach your ₹70,000 vehicle goal

Popular

1,054 claimed

Partner: Ola Electric

Electronics
Laptop reward

₹4,000 Off on Laptop

When you reach your ₹45,000 education goal

Limited

789 claimed

Partner: Dell Technologies

Our Trusted Reward Partners

Partner Logo
Partner Logo
Partner Logo
Partner Logo
Partner Logo

What Our Users Say About Rewards

Real stories from real dreamers

A

Anita S.

Delhi

"The phone discount reward motivated me to keep saving. It felt amazing to get a new smartphone while reaching my financial goal!"

R

Rajesh K.

Mumbai

"Used the travel discount after reaching my vacation fund goal. The process was seamless and made our family trip even more special!"

P

Priya M.

Bangalore

"The school fee discount came at the perfect time. Mova didn't just help me save, it made education more affordable for my child."

Start Saving, Start Earning Rewards

Turn your financial goals into exciting rewards. The more you save with mova, the more you earn.